About You
Maybe you moved your family here in search of opportunities. You made your way through hard work, and figured it out as you went along. And now that you’ve achieved success, you’re wondering how you can secure your family’s financial future. Or maybe your parents worked hard to take care of yesterday, only to put aside their own goals for tomorrow.
The thing is, achieving goals and financial security doesn’t happen overnight, and it doesn’t happen by accident. It happens when we think about our values and our relationship with money, and making a plan for the future we want. Let’s just say right up front, this can be uncomfortable.
But, this can also be empowering. Once we know the values and perspectives you bring to your financial goals, we can start planning to realize the future you envision. (Ask me to show you the picture that changed the way I think about priorities. It’s a good one.) We can start seeing big decisions as a series of small decisions. We can think ahead to tomorrow, instead of reacting to yesterday. When things happen, we can adjust. And financial planning just got a lot less uncomfortable.
So if you’re ready to work on this, let’s do it together.
About Me
Howard founded Red Clay Wealth Advisors and is the lead Advisor.
Life happens, right? I went to university to study aerospace engineering, and ended up graduating with a finance degree. (I took the six-year scenic route…) Thus began my career in investments. I worked for some of the best companies in the industry – a few names you’d probably recognize, and a couple you’ve likely never heard of. Along the way, I got to see a lot of this country, with a side trip to the UK thrown in too, but Southern California was always home.
Remember how earlier, I’d mentioned that I found out about my parents’ finances after uni? My parents were careful with money, they spent it wisely, and we never lacked for anything. But no one ever explained investing to them, and no one talked to them about saving for the future. That’s how their savings ended up in CDs for the better part of two decades. That was a bit of a shock. And, I knew, they weren’t alone.
So here I am, working at a company that you’ve likely never heard of. (I should know, since I came up with the name.) But here’s the thing: you already know where I come from. You’ve walked in my shoes. You might’ve raised kids just like me. And you might be thinking, why hasn’t anyone had a conversation with me about investing for the future?
I am a Chartered Financial Analyst (CFA) and a member of the XY Planning Network.
Philosophy
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Vision
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Policy
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